# IndiaInsurances MCP server

> Search and compare Indian insurance policies clause by clause, with insurer contacts, forms, law and complaint routes.

- Listing: https://mcp.tc/i/indiainsurances
- Connect: use the server's own URL `https://indiainsurances.com/mcp` (no sign-in); clients connect to it directly. The listing link is a page, not an MCP endpoint.
- Type: remote (Streamable HTTP)
- Auth: none
- Category: [Finance & Payments](https://mcp.tc/c/finance-payments)
- Vendor: IndiaInsurances
- Homepage: <https://indiainsurances.com/>

## About

Connects to the IndiaInsurances dataset of insurance products on the IRDAI registers. You can find a product, read facts such as waiting periods, co-pay and exclusions with the verbatim policy clause, compare two to four products, search Indian insurance law, and look up insurer claim and grievance contacts.

It also helps with claims and complaints: it gives the step-by-step complaint path, walks through insurer forms field by field and drafts a complaint letter the user sends. The hosted streamable HTTP endpoint needs no sign-in or API key.

## What it can do

- Search Indian insurance products by name, insurer, type or UIN
- Read policy facts with verbatim clause quotes and page references
- Compare two to four policies side by side
- Search full text inside one policy's documents
- Search the Insurance Act, IRDAI regulations and ombudsman rules
- Get insurer claim and grievance contacts
- Get complaint routes and draft complaint letters
- Walk through claim and service forms field by field

## Tools (30)

- `search_policies`: Find insurance products by name, insurer, category, line, status or UIN. (read-only)
- `find_policies`: Shortlist active policies of one type by what their documents say, e.g. (read-only)
- `get_policy`: Get all facts for one product by UIN, with quotes, clauses, documents and where to buy. (read-only)
- `search_policy_text`: Full-text search inside one product's documents, returning clauses with page and link. (read-only)
- `get_policy_clause`: Get the exact text of one clause by clause ID. (read-only)
- `compare_policies`: Compare two to four products side by side with differences flagged. (read-only)
- `list_categories`: List insurance types with slugs, counts and the fields read for each. (read-only)
- `get_insurer`: Get an insurer's registration, claim and complaint record, contacts and products. (read-only)
- `search_insurance_law`: Search the Insurance Act, IRDAI regulations, circulars and ombudsman rules. (read-only)
- `insurer_contacts`: Get claim, cashless, customer care and grievance contacts for an insurer. (read-only)
- `complaint_path`: Get the step-by-step route to resolve a claim or complaint. (read-only)
- `draft_complaint`: Draft a complaint letter to the insurer, its GRO or the Insurance Ombudsman. (read-only)
- `find_forms`: Find an insurer's claim, grievance, service and proposal forms. (read-only)
- `get_form`: Get one form field by field, with attachments, destination and deadlines. (read-only)
- `request_help`: Send the user's request to the IndiaInsurances team for free help, with consent.
- `report_correction`: Report a wrong or outdated fact with evidence.
- `about_dataset`: Show counts of insurers, products, documents and facts, and the data date. (read-only)
- `search_nurses`: Find a verified nurse by NUID (e.g. (read-only)
- `list_nurse_states`: States on the nurse register, with counts. (read-only)
- `get_nurse`: One verified nurse by NUID. (read-only)
- `search_doctors`: Find a verified doctor by name or registration number. (read-only)
- `list_doctor_states`: States on the doctor register, with counts. (read-only)
- `get_doctor`: One verified doctor by register id from search\_doctors. (read-only)
- `search_registered_agents`: Find a verified insurance agent or intermediary. (read-only)
- `list_registered_agent_kinds`: Types of verified intermediaries (corporate agents, brokers, TPAs, ...) with counts. (read-only)
- `list_registered_agent_states`: States on the firm and surveyor register, with counts. (read-only)
- `get_registered_agent`: One verified intermediary by kind\_slug and slug from search\_registered\_agents. (read-only)
- `search_individual_agents`: Find a verified individual insurance agent. (read-only)
- `list_individual_agent_states`: States on the individual-agent register, with counts. (read-only)
- `get_individual_agent`: Appointments for one verified individual-agent licence number (life, general and health can each be a row). (read-only)

## Example prompts

- "Compare the room rent limits of Optima Secure and Star Health Comprehensive."
- "What is the waiting period for cataract in this policy UIN?"
- "My health claim was rejected by an insurer. What are my next steps?"
- "Draft a complaint letter to the Insurance Ombudsman for Maharashtra."

## Install

### Claude Code

1. Run this in a terminal, in your project folder:

```bash
claude mcp add --transport http indiainsurances https://indiainsurances.com/mcp
```

2. Start Claude Code and type `/mcp`. **indiainsurances** should show as connected.

Add `--scope user` to make it available in every project, not just this one.

### Claude Desktop

1. Open **Customize → Connectors**, click **+ Add**, then **Add custom connector**.

2. Name it **IndiaInsurances** and paste this URL:

```url
https://indiainsurances.com/mcp
```

3. Click **Add**. Its tools appear in the chat’s tools menu.

Claude Desktop’s JSON config file only starts local servers. Remote servers go through Connectors, and connectors you add on claude.ai show up here too.

### claude.ai

1. Open the connector form on claude.ai. This button fills in the name and URL for you:

[Add to claude.ai](<https://claude.ai/customize/connectors?modal=add-custom-connector&connectorName=IndiaInsurances&connectorUrl=https%3A%2F%2Findiainsurances.com%2Fmcp>) (opens connector settings)

2. Check that the URL reads `https://indiainsurances.com/mcp` and click **Add**.

3. Turn it on in a chat from the tools menu.

Free plans allow one custom connector. On Team and Enterprise plans an owner adds it under **Organization settings → Connectors**.

### ChatGPT

1. On chatgpt.com, go to **Plugins**, select **+**, then **Add custom MCP server**.

2. Enter a name for the server.

3. Under **Connection**, paste `https://indiainsurances.com/mcp` as the server URL, then for authentication choose **No authentication**.

4. Check **I understand and want to continue**, then select **Create as a plugin**.

Whether you can add a custom MCP server depends on your ChatGPT plan and your workspace permissions (in Business workspaces, admins and owners can).

### Cursor

[Add to Cursor](<https://cursor.com/install-mcp?name=indiainsurances&config=eyJ1cmwiOiJodHRwczovL2luZGlhaW5zdXJhbmNlcy5jb20vbWNwIn0%3D>) (opens Cursor)

Or add it by hand to `~/.cursor/mcp.json` (all projects) or `.cursor/mcp.json` (this project):

`mcp.json`:

```json
{
  "mcpServers": {
    "indiainsurances": {
      "url": "https://indiainsurances.com/mcp"
    }
  }
}
```

### VS Code

[Install in VS Code](<https://vscode.dev/redirect/mcp/install?name=indiainsurances&config=%7B%22type%22%3A%22http%22%2C%22url%22%3A%22https%3A%2F%2Findiainsurances.com%2Fmcp%22%7D>) (opens VS Code)

Or from a terminal:

```bash
code --add-mcp '{"name":"indiainsurances","type":"http","url":"https://indiainsurances.com/mcp"}'
```

Or commit it to the repo in `.vscode/mcp.json`:

`.vscode/mcp.json`:

```json
{
  "servers": {
    "indiainsurances": {
      "type": "http",
      "url": "https://indiainsurances.com/mcp"
    }
  }
}
```

### Devin Desktop

1. Add it to `~/.config/devin/mcp_config.json` (macOS and Linux) or `%APPDATA%\devin\mcp_config.json` (Windows):

`mcp_config.json`:

```json
{
  "mcpServers": {
    "indiainsurances": {
      "serverUrl": "https://indiainsurances.com/mcp"
    }
  }
}
```

2. Refresh the MCP server list in Cascade.

Devin Desktop is the new name for Windsurf. It reads `serverUrl` (or `url`) for remote servers.

### Codex

```bash
codex mcp add indiainsurances --url https://indiainsurances.com/mcp
```

Or edit `~/.codex/config.toml` directly:

`config.toml`:

```toml
[mcp_servers.indiainsurances]
url = "https://indiainsurances.com/mcp"
```

### Gemini CLI

```bash
gemini mcp add --transport http indiainsurances https://indiainsurances.com/mcp
```

This adds it to the current project. Add `-s user` to use it everywhere.

### Any client

Most clients accept this shape. Some name the URL field differently: `serverUrl` in Devin Desktop, `httpUrl` in Gemini CLI’s settings file.

```json
{
  "mcpServers": {
    "indiainsurances": {
      "type": "http",
      "url": "https://indiainsurances.com/mcp"
    }
  }
}
```

Zed puts servers under `context_servers` in its settings. Cline needs `"type": "streamableHttp"`, or it assumes SSE.

Client only starts local servers? Bridge it with `npx -y mcp-remote https://indiainsurances.com/mcp`.

## Recent changes

- 2026-11-08 05:52 UTC: 9 tools added and 4 tools changed. Server instructions changed. Source: automatic check. Worth a look: new server instructions. Added: get\_doctor, get\_nurse, list\_doctor\_states, list\_individual\_agent\_states, list\_nurse\_states, list\_registered\_agent\_kinds, list\_registered\_agent\_states, search\_doctors, search\_nurses. Changed: about\_dataset, get\_registered\_agent, search\_individual\_agents, search\_registered\_agents.
- 2026-11-08 02:52 UTC: 4 tools changed. Server instructions changed. Source: automatic check. Worth a look: new server instructions. Changed: get\_individual\_agent, get\_registered\_agent, search\_individual\_agents, search\_registered\_agents.
- 2026-11-06 05:44 UTC: 4 tools added. Server instructions changed. Source: automatic check. Worth a look: new server instructions. Added: get\_individual\_agent, get\_registered\_agent, search\_individual\_agents, search\_registered\_agents.
- 2026-10-30 05:43 UTC: 1 tool added and 16 tools changed. Server instructions changed. Source: automatic check. Worth a look: new server instructions. Added: find\_policies. Changed: about\_dataset, compare\_policies, complaint\_path, draft\_complaint, find\_forms, get\_form, get\_insurer, get\_policy, get\_policy\_clause, insurer\_contacts, list\_categories, report\_correction, request\_help, search\_insurance\_law, search\_policies, search\_policy\_text.
- 2026-10-25 05:24 UTC: Tracking started: 16 tools read. Source: automatic check.

More on the History tab, with descriptions before and after for the newest entries: https://mcp.tc/i/indiainsurances#history (Atom feed: https://mcp.tc/i/indiainsurances/history.xml). It records what mcp.tc's anonymous checks saw, every 3 hours where the tool list can be read without sign-in; it is not a security review.

## Details

- Server version: 1.0.0
- MCP protocol version: 2025-06-18
- Last checked: 2026-11-15 (reachable)
- Listed: 2026-10-25
- Updated: 2026-11-08

---
Source: https://mcp.tc/i/indiainsurances (mcp.tc is an independent directory, not affiliated with this server's publisher). Corrections: https://mcp.tc/report