IndiaInsurances

About

Connects to the IndiaInsurances dataset of insurance products on the IRDAI registers. You can find a product, read facts such as waiting periods, co-pay and exclusions with the verbatim policy clause, compare two to four products, search Indian insurance law, and look up insurer claim and grievance contacts.

It also helps with claims and complaints: it gives the step-by-step complaint path, walks through insurer forms field by field and drafts a complaint letter the user sends. The hosted streamable HTTP endpoint needs no sign-in or API key.

What you can do

• Search Indian insurance products by name, insurer, type or UIN
• Read policy facts with verbatim clause quotes and page references
• Compare two to four policies side by side
• Search full text inside one policy's documents
• Search the Insurance Act, IRDAI regulations and ombudsman rules
• Get insurer claim and grievance contacts
• Get complaint routes and draft complaint letters
• Walk through claim and service forms field by field

Tools 30

• search_policiesRead-only

  Find insurance products by name, insurer, category, line, status or UIN.

• find_policiesRead-only

  Shortlist active policies of one type by what their documents say, e.g.

• get_policyRead-only

  Get all facts for one product by UIN, with quotes, clauses, documents and where to buy.

• search_policy_textRead-only

  Full-text search inside one product's documents, returning clauses with page and link.

• get_policy_clauseRead-only

  Get the exact text of one clause by clause ID.

• compare_policiesRead-only

  Compare two to four products side by side with differences flagged.

• list_categoriesRead-only

  List insurance types with slugs, counts and the fields read for each.

• get_insurerRead-only

  Get an insurer's registration, claim and complaint record, contacts and products.

• search_insurance_lawRead-only

  Search the Insurance Act, IRDAI regulations, circulars and ombudsman rules.

• insurer_contactsRead-only

  Get claim, cashless, customer care and grievance contacts for an insurer.

• complaint_pathRead-only

  Get the step-by-step route to resolve a claim or complaint.

• draft_complaintRead-only

  Draft a complaint letter to the insurer, its GRO or the Insurance Ombudsman.

Read from the live server on 15 Nov 2026. Read-only, Writes and Can delete are hints the server declares; your client decides whether to ask before running a tool.

Example prompts

• Compare the room rent limits of Optima Secure and Star Health Comprehensive.

• What is the waiting period for cataract in this policy UIN?

• My health claim was rejected by an insurer. What are my next steps?

• Draft a complaint letter to the Insurance Ombudsman for Maharashtra.

Set up

Every client connects to indiainsurances.com. Pick yours; the page remembers your choice.

claude mcp add --transport http indiainsurances https://indiainsurances.com/mcp

https://indiainsurances.com/mcp

{
  "mcpServers": {
    "indiainsurances": {
      "url": "https://indiainsurances.com/mcp"
    }
  }
}

code --add-mcp '{"name":"indiainsurances","type":"http","url":"https://indiainsurances.com/mcp"}'

{
  "servers": {
    "indiainsurances": {
      "type": "http",
      "url": "https://indiainsurances.com/mcp"
    }
  }
}

{
  "mcpServers": {
    "indiainsurances": {
      "serverUrl": "https://indiainsurances.com/mcp"
    }
  }
}

codex mcp add indiainsurances --url https://indiainsurances.com/mcp

[mcp_servers.indiainsurances]
url = "https://indiainsurances.com/mcp"

gemini mcp add --transport http indiainsurances https://indiainsurances.com/mcp

{
  "mcpServers": {
    "indiainsurances": {
      "type": "http",
      "url": "https://indiainsurances.com/mcp"
    }
  }
}

Embed

Show IndiaInsurances in a README or on your site. Each embed links to this page, uses the server’s own URL, and sets no cookies. How embeds work

The card, the iframe and the JSON are in English. Add ?lang=it, fr, de or es to their address for another language.

README badge Website card iframe JSON AI prompt

README badge

Markdown

[![IndiaInsurances on mcp.tc](https://mcp.tc/i/indiainsurances/badge.svg)](https://mcp.tc/i/indiainsurances)

HTML

<a href="https://mcp.tc/i/indiainsurances"><img src="https://mcp.tc/i/indiainsurances/badge.svg" alt="IndiaInsurances on mcp.tc" height="20"></a>

It follows the reader’s light or dark mode. Add ?theme=light or ?theme=dark to fix it, or ?style=compact to show the mark without the word.

Website card

HTML

<script src="https://mcp.tc/w/indiainsurances.js" async></script>

The card appears where the tag is. Add data-theme="dark" or data-size="compact" to the tag to change it. The file holds everything it needs, so it makes no other requests and sets no cookies.

iframe

HTML

<iframe src="https://mcp.tc/embed/indiainsurances" title="IndiaInsurances on mcp.tc" width="420" height="200" loading="lazy" allow="clipboard-write" style="border:0;border-radius:8px;max-width:100%"></iframe>

Use it on pages that don’t allow scripts. Add ?theme=light or ?theme=dark to the address to fix the colors.

JSON

The listing as data for your own pages and tools: name, tagline, the server’s own URL, tools and the “Add to” links. Any site can read it (CORS is open).

https://mcp.tc/i/indiainsurances.json

What each field means

AI prompt

Paste this into an AI coding assistant, such as Claude Code or Cursor, and it adds the IndiaInsurances card to your site.

Markdown

Add the mcp.tc card for IndiaInsurances, an MCP server, to my website. It is one static script: no build step, no package to install, no cookies.

Put this tag where the card should appear. The card renders right before it:

```html
<script src="https://mcp.tc/w/indiainsurances.js" async></script>
```

To show the card somewhere else, put this placeholder there and load the same script once, for example before `</body>`. Keep the link inside: visitors without JavaScript see it.

```html
<div data-mcptc="indiainsurances"><a href="https://mcp.tc/i/indiainsurances">IndiaInsurances on mcp.tc</a></div>
```

Options:
- `data-theme="light"` or `"dark"` on the tag or the placeholder fixes the colors. Without it, the card follows the visitor’s light or dark mode.
- `data-size="compact"` gives a smaller card without the tagline.
- The CSS variable `--mcptc-max-width` on the placeholder or a parent sets the width (default `520px`).
- `?lang=` on the script URL sets the card’s language: `en`, `it`, `fr`, `de` or `es`.

If the site has a Content Security Policy, allow `script-src https://mcp.tc` and `img-src data:` (the icon is inline).

For a README or other Markdown docs, use the badge instead:

```markdown
[![IndiaInsurances on mcp.tc](https://mcp.tc/i/indiainsurances/badge.svg)](https://mcp.tc/i/indiainsurances)
```

Reference: https://mcp.tc/embed

Change history

We read this server’s tool list every 3 hours and record what changes. Last read 15 Nov 2026, 00:17 UTC.

1. 8 Nov 2026, 05:52 UTC, Automatic check

   9 tools added and 4 tools changed. Server instructions changed.

   New server instructions

   Details, 8 Nov 2026, 05:52 UTC

   Added 9

   • get_doctorRead-only

     One verified doctor by register id from search_doctors. Address and date of birth masked.

   • get_nurseRead-only

     One verified nurse by NUID. Mobile and e-mail are masked. Not a licence to practise.

   • list_doctor_statesRead-only

     States on the doctor register, with counts. Use a state slug with search_doctors.

   • list_individual_agent_statesRead-only

     States on the individual-agent register, with counts. Use a state slug with search_individual_agents.

   • list_nurse_statesRead-only

     States on the nurse register, with counts. Use a prefix (PB) or a state name (punjab) with search_nurses.

   • list_registered_agent_kindsRead-only

     Types of verified intermediaries (corporate agents, brokers, TPAs, ...) with counts. Use a kind slug with search_registered_agents.

   • list_registered_agent_statesRead-only

     States on the firm and surveyor register, with counts. Use a state slug with search_registered_agents.

   • search_doctorsRead-only

     Find a verified doctor by name or registration number. Optional state is a council code (MAH, GOA) or a state name (maharashtra). council is a council slug from a result. Address and date of birth are masked (locality and year of birth). A miss is not proof the doctor is unregistered.

   • search_nursesRead-only

     Find a verified nurse by NUID (e.g. PB410785), name or state-council registration number. Optional state is a two-letter prefix (PB) or a state name (punjab). Contacts are masked. A miss is not proof the nurse is unregistered.

   Changed 4

   • about_datasetdescription
     Before

     What IndiaInsurances holds: counts of insurers, products, products read clause by clause, documents and facts, and the data date.

     After

     What IndiaInsurances holds: counts of insurers, products, products read clause by clause, documents, facts, nurses, doctors, registered intermediaries and individual-agent licences, and the data date.

   • get_registered_agentdescription and input schema
     Before

     One verified intermediary by kind slug and row slug from search_registered_agents. Phone and e-mail masked.

     After

     One verified intermediary by kind_slug and slug from search_registered_agents. For an individual person, pass kind=individuals and slug=the licence number (or use get_individual_agent). Phone and e-mail masked.

     • Description of kind
       Before

       Kind slug, e.g. brokers

       After

       kind_slug from search_registered_agents, e.g. brokers, or individuals

     • Description of slug
       Before

       Row slug from search_registered_agents

       After

       Row slug, or a licence number when kind is individuals

   • search_individual_agentsdescription and input schema
     Before

     Find a verified individual insurance agent. q is a licence number (zero-padded to 6 digits: 001739 not 1739), a name, an agent ID or a PIN. A licence number is fetched live if we do not hold it yet. Phone and mobile are masked. A miss is not proof the person is unregistered.

     After

     Find a verified individual insurance agent. q is a licence number (zero-padded to 6 digits: 001739 not 1739), a name, an agent ID or a PIN. A licence number is fetched live if we do not hold it yet. state is a state slug (tamil-nadu). Phone and mobile are masked. A miss is not proof the person is unregistered.

     • New parameters: state
   • search_registered_agentsdescription and input schema
     Before

     Find a verified corporate agent, broker, TPA, insurance marketing firm, web aggregator, surveyor or repository. For an individual person (licence number) use search_individual_agents. Phone and e-mail are masked.

     After

     Find a verified insurance agent or intermediary. q is a firm name, CoR (e.g. CA0001), an individual licence number (zero-padded to 6 digits: 001739 not 1739), an agent ID or a PIN. Returns firms in agents[] and people in individuals[]. A licence number is fetched live if we do not hold it yet. kind is a firm slug (corporate-agents, brokers, tpas, imfs, web-aggregators, surveyors, repositories, telemarketers). state is a state slug (tamil-nadu). Phone and e-mail are masked. A miss is not proof the agent is unregistered.

     • New parameters: state
     • Description of q
       Before

       Name, CoR (e.g. CA0001) or PIN

       After

       Name, CoR, licence number, agent ID or PIN

     • Description of kind
       Before

       Kind slug: corporate-agents, brokers, tpas, imfs, web-aggregators, surveyors, repositories, telemarketers

       After

       Firm kind slug: corporate-agents, brokers, tpas, imfs, web-aggregators, surveyors, repositories, telemarketers

   Server instructions

   Before

   IndiaInsurances (indiainsurances.com): the insurance products on the IRDAI registers with their own documents, most of the ones on sale read clause by clause (analysis.state says how: machine = one AI reading, not yet cross-checked), with the law and how to claim. Free, independent, no commission. Use search_policies to find a product by name, find_policies to shortlist a type by its terms (waiting periods, renewal, days covered), get_policy for its facts, compare_policies for two to four side by side. Every fact has the verbatim policy para (field quote) and a clause link: cite the product URL and clause when you answer. "not-stated" means the documents do not say; say so and point to the documents, never fill it from memory. "not-read" (machine-read products only) means our one machine reading did not pick the point up; the documents may still cover it, so point to them. Do not promise that a claim will be paid. For a claim or complaint: complaint_path gives the steps, insurer_contacts the e-mails (with sources), get_form the form field by field, draft_complaint a letter the user sends. For buying, list the where_to_buy options as given (the insurer first). Offer request_help only with the user's consent. This is information, not advice. search_registered_agents / get_registered_agent and search_individual_agents / get_individual_agent return IndiaInsurances verified register records (licence numbers for people are zero-padded to 6 digits). Phone and e-mail on those rows are masked.

   After

   IndiaInsurances (indiainsurances.com): the insurance products on the IRDAI registers with their own documents, most of the ones on sale read clause by clause (analysis.state says how: machine = one AI reading, not yet cross-checked), with the law and how to claim. Free, independent, no commission. Use search_policies to find a product by name, find_policies to shortlist a type by its terms (waiting periods, renewal, days covered), get_policy for its facts, compare_policies for two to four side by side. Every fact has the verbatim policy para (field quote) and a clause link: cite the product URL and clause when you answer. "not-stated" means the documents do not say; say so and point to the documents, never fill it from memory. "not-read" (machine-read products only) means our one machine reading did not pick the point up; the documents may still cover it, so point to them. Do not promise that a claim will be paid. For a claim or complaint: complaint_path gives the steps, insurer_contacts the e-mails (with sources), get_form the form field by field, draft_complaint a letter the user sends. For buying, list the where_to_buy options as given (the insurer first). Offer request_help only with the user's consent. This is information, not advice. search_registered_agents finds firms and people (a licence number in q is enough); get_registered_agent uses kind_slug and slug from that search; search_individual_agents / get_individual_agent are the same people records. Licence numbers are zero-padded to 6 digits. Phone and e-mail on those rows are masked. search_nurses / list_nurse_states / get_nurse look up a nurse by NUID, name or registration number. search_doctors / list_doctor_states / get_doctor look up a doctor by name or registration number. Contacts are masked. A miss is not proof they are unregistered.

2. 8 Nov 2026, 02:52 UTC, Automatic check

   4 tools changed. Server instructions changed.

   New server instructions

   Details, 8 Nov 2026, 02:52 UTC

   Changed 4

   • get_individual_agentdescription
     Before

     Appointments for one IRDAI individual-agent licence number (life, general and health can each be a row). A copy of the Agent Locator, not the live licence. Phone and mobile masked.

     After

     Appointments for one verified individual-agent licence number (life, general and health can each be a row). Phone and mobile masked.

   • get_registered_agentdescription
     Before

     One row from IRDAI's published intermediary lists, by kind slug and row slug from search_registered_agents. A copy of the list, not the live licence. Phone and e-mail masked.

     After

     One verified intermediary by kind slug and row slug from search_registered_agents. Phone and e-mail masked.

   • search_individual_agentsdescription
     Before

     Find an individual insurance agent on IRDAI's public Agent Locator copy. q is a licence number (zero-padded to 6 digits: 001739 not 1739), a name, an agent ID or a PIN. A licence number is fetched live from IRDAI if we do not hold it yet. Phone and mobile are masked. A miss is not proof the person is unregistered.

     After

     Find a verified individual insurance agent. q is a licence number (zero-padded to 6 digits: 001739 not 1739), a name, an agent ID or a PIN. A licence number is fetched live if we do not hold it yet. Phone and mobile are masked. A miss is not proof the person is unregistered.

   • search_registered_agentsdescription
     Before

     Find an IRDAI-registered corporate agent, broker, TPA, insurance marketing firm, web aggregator, surveyor or repository from the regulator's published lists. For an individual person (licence number) use search_individual_agents. Phone and e-mail are masked.

     After

     Find a verified corporate agent, broker, TPA, insurance marketing firm, web aggregator, surveyor or repository. For an individual person (licence number) use search_individual_agents. Phone and e-mail are masked.

   Server instructions

   Before

   IndiaInsurances (indiainsurances.com): the insurance products on the IRDAI registers with their own documents, most of the ones on sale read clause by clause (analysis.state says how: machine = one AI reading, not yet cross-checked), with the law and how to claim. Free, independent, no commission. Use search_policies to find a product by name, find_policies to shortlist a type by its terms (waiting periods, renewal, days covered), get_policy for its facts, compare_policies for two to four side by side. Every fact has the verbatim policy para (field quote) and a clause link: cite the product URL and clause when you answer. "not-stated" means the documents do not say; say so and point to the documents, never fill it from memory. "not-read" (machine-read products only) means our one machine reading did not pick the point up; the documents may still cover it, so point to them. Do not promise that a claim will be paid. For a claim or complaint: complaint_path gives the steps, insurer_contacts the e-mails (with sources), get_form the form field by field, draft_complaint a letter the user sends. For buying, list the where_to_buy options as given (the insurer first). Offer request_help only with the user's consent. This is information, not advice. search_registered_agents / get_registered_agent copy IRDAI published lists of firms and surveyors. search_individual_agents / get_individual_agent copy the Agency Portal Agent Locator (licence numbers, zero-padded to 6 digits). Phone and e-mail on those rows are masked.

   After

   IndiaInsurances (indiainsurances.com): the insurance products on the IRDAI registers with their own documents, most of the ones on sale read clause by clause (analysis.state says how: machine = one AI reading, not yet cross-checked), with the law and how to claim. Free, independent, no commission. Use search_policies to find a product by name, find_policies to shortlist a type by its terms (waiting periods, renewal, days covered), get_policy for its facts, compare_policies for two to four side by side. Every fact has the verbatim policy para (field quote) and a clause link: cite the product URL and clause when you answer. "not-stated" means the documents do not say; say so and point to the documents, never fill it from memory. "not-read" (machine-read products only) means our one machine reading did not pick the point up; the documents may still cover it, so point to them. Do not promise that a claim will be paid. For a claim or complaint: complaint_path gives the steps, insurer_contacts the e-mails (with sources), get_form the form field by field, draft_complaint a letter the user sends. For buying, list the where_to_buy options as given (the insurer first). Offer request_help only with the user's consent. This is information, not advice. search_registered_agents / get_registered_agent and search_individual_agents / get_individual_agent return IndiaInsurances verified register records (licence numbers for people are zero-padded to 6 digits). Phone and e-mail on those rows are masked.

3. 6 Nov 2026, 05:44 UTC, Automatic check

   4 tools added. Server instructions changed.

   New server instructions

   Details, 6 Nov 2026, 05:44 UTC

   Added 4

   • get_individual_agentRead-only

     Appointments for one IRDAI individual-agent licence number (life, general and health can each be a row). A copy of the Agent Locator, not the live licence. Phone and mobile masked.

   • get_registered_agentRead-only

     One row from IRDAI's published intermediary lists, by kind slug and row slug from search_registered_agents. A copy of the list, not the live licence. Phone and e-mail masked.

   • search_individual_agentsRead-only

     Find an individual insurance agent on IRDAI's public Agent Locator copy. q is a licence number (zero-padded to 6 digits: 001739 not 1739), a name, an agent ID or a PIN. A licence number is fetched live from IRDAI if we do not hold it yet. Phone and mobile are masked. A miss is not proof the person is unregistered.

   • search_registered_agentsRead-only

     Find an IRDAI-registered corporate agent, broker, TPA, insurance marketing firm, web aggregator, surveyor or repository from the regulator's published lists. For an individual person (licence number) use search_individual_agents. Phone and e-mail are masked.

   Server instructions

   Before

   IndiaInsurances (indiainsurances.com): the insurance products on the IRDAI registers with their own documents, most of the ones on sale read clause by clause (analysis.state says how: machine = one AI reading, not yet cross-checked), with the law and how to claim. Free, independent, no commission. Use search_policies to find a product by name, find_policies to shortlist a type by its terms (waiting periods, renewal, days covered), get_policy for its facts, compare_policies for two to four side by side. Every fact has the verbatim policy para (field quote) and a clause link: cite the product URL and clause when you answer. "not-stated" means the documents do not say; say so and point to the documents, never fill it from memory. "not-read" (machine-read products only) means our one machine reading did not pick the point up; the documents may still cover it, so point to them. Do not promise that a claim will be paid. For a claim or complaint: complaint_path gives the steps, insurer_contacts the e-mails (with sources), get_form the form field by field, draft_complaint a letter the user sends. For buying, list the where_to_buy options as given (the insurer first). Offer request_help only with the user's consent. This is information, not advice.

   After

   IndiaInsurances (indiainsurances.com): the insurance products on the IRDAI registers with their own documents, most of the ones on sale read clause by clause (analysis.state says how: machine = one AI reading, not yet cross-checked), with the law and how to claim. Free, independent, no commission. Use search_policies to find a product by name, find_policies to shortlist a type by its terms (waiting periods, renewal, days covered), get_policy for its facts, compare_policies for two to four side by side. Every fact has the verbatim policy para (field quote) and a clause link: cite the product URL and clause when you answer. "not-stated" means the documents do not say; say so and point to the documents, never fill it from memory. "not-read" (machine-read products only) means our one machine reading did not pick the point up; the documents may still cover it, so point to them. Do not promise that a claim will be paid. For a claim or complaint: complaint_path gives the steps, insurer_contacts the e-mails (with sources), get_form the form field by field, draft_complaint a letter the user sends. For buying, list the where_to_buy options as given (the insurer first). Offer request_help only with the user's consent. This is information, not advice. search_registered_agents / get_registered_agent copy IRDAI published lists of firms and surveyors. search_individual_agents / get_individual_agent copy the Agency Portal Agent Locator (licence numbers, zero-padded to 6 digits). Phone and e-mail on those rows are masked.

4. 30 Oct 2026, 05:43 UTC, Automatic check

   1 tool added and 16 tools changed. Server instructions changed.

   New server instructions

   Details, 30 Oct 2026, 05:43 UTC

   Added 1

   • find_policiesRead-only

     Shortlist active policies of one type by what their documents say, e.g. health cover with a pre-existing disease wait of at most 24 months and lifelong renewal, or 60+ days of pre-hospitalisation. Conditions are on the category's bool, duration and number fields (keys and units from list_categories with category; a bad key returns the allowed list). Only products that state each value are returned, each with the matching values and policy paras. Nothing is ranked: compare the shortlist with compare_policies.

   Changed 16

   • about_datasethints
     • readOnlyHint not set →changed to yes
     • destructiveHint not set →changed to no
     • openWorldHint not set →changed to no
     • idempotentHint not set →changed to yes
   • compare_policieshints
     • readOnlyHint not set →changed to yes
     • destructiveHint not set →changed to no
     • openWorldHint not set →changed to no
     • idempotentHint not set →changed to yes
   • complaint_pathhints
     • readOnlyHint not set →changed to yes
     • destructiveHint not set →changed to no
     • openWorldHint not set →changed to no
     • idempotentHint not set →changed to yes
   • draft_complainthints
     • readOnlyHint not set →changed to yes
     • destructiveHint not set →changed to no
     • openWorldHint not set →changed to no
     • idempotentHint not set →changed to yes
   • find_formshints
     • readOnlyHint not set →changed to yes
     • destructiveHint not set →changed to no
     • openWorldHint not set →changed to no
     • idempotentHint not set →changed to yes
   • get_formhints
     • readOnlyHint not set →changed to yes
     • destructiveHint not set →changed to no
     • openWorldHint not set →changed to no
     • idempotentHint not set →changed to yes
   • get_insurerhints
     • readOnlyHint not set →changed to yes
     • destructiveHint not set →changed to no
     • openWorldHint not set →changed to no
     • idempotentHint not set →changed to yes
   • get_policyhints
     • readOnlyHint not set →changed to yes
     • destructiveHint not set →changed to no
     • openWorldHint not set →changed to no
     • idempotentHint not set →changed to yes
   • get_policy_clausehints
     • readOnlyHint not set →changed to yes
     • destructiveHint not set →changed to no
     • openWorldHint not set →changed to no
     • idempotentHint not set →changed to yes
   • insurer_contactshints
     • readOnlyHint not set →changed to yes
     • destructiveHint not set →changed to no
     • openWorldHint not set →changed to no
     • idempotentHint not set →changed to yes

   list_categories report_correction request_help search_insurance_law search_policies search_policy_text

   Server instructions

   Before

   IndiaInsurances (indiainsurances.com): the insurance products on the IRDAI registers with their own documents, most of the ones on sale read clause by clause (analysis.state says how: machine = one AI reading, not yet cross-checked), with the law and how to claim. Free, independent, no commission. Use search_policies to find a product, get_policy for its facts. Every fact has the verbatim policy para (field quote) and a clause link: cite the product URL and clause when you answer. "not-stated" means the documents do not say; say so and point to the documents, never fill it from memory. "not-read" (machine-read products only) means our one machine reading did not pick the point up; the documents may still cover it, so point to them. Do not promise that a claim will be paid. For a claim or complaint: complaint_path gives the steps, insurer_contacts the e-mails (with sources), get_form the form field by field, draft_complaint a letter the user sends. For buying, list the where_to_buy options as given (the insurer first). Offer request_help only with the user's consent. This is information, not advice.

   After

   IndiaInsurances (indiainsurances.com): the insurance products on the IRDAI registers with their own documents, most of the ones on sale read clause by clause (analysis.state says how: machine = one AI reading, not yet cross-checked), with the law and how to claim. Free, independent, no commission. Use search_policies to find a product by name, find_policies to shortlist a type by its terms (waiting periods, renewal, days covered), get_policy for its facts, compare_policies for two to four side by side. Every fact has the verbatim policy para (field quote) and a clause link: cite the product URL and clause when you answer. "not-stated" means the documents do not say; say so and point to the documents, never fill it from memory. "not-read" (machine-read products only) means our one machine reading did not pick the point up; the documents may still cover it, so point to them. Do not promise that a claim will be paid. For a claim or complaint: complaint_path gives the steps, insurer_contacts the e-mails (with sources), get_form the form field by field, draft_complaint a letter the user sends. For buying, list the where_to_buy options as given (the insurer first). Offer request_help only with the user's consent. This is information, not advice.

5. 25 Oct 2026, 05:24 UTC, Automatic check

   Tracking started: 16 tools.

FAQ