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Mortgage Tools by Jenny

MCP server by Jenny Tate

Compare Canadian mortgage renewal offers, extra payments, breaking early and debt consolidation from figures you supply.

No sign-in (No account or key needed)Streamable HTTP

Connect to Mortgage Tools by Jenny

No sign-in needed. Connect with Mortgage Tools by Jenny’s own URL:

https://mcp.jenny.mortgage/mcp

Paste it into any client that supports remote MCP servers. Your client talks to Jenny Tate directly, not through mcp.tc.

Share this server

Opens this page, with the URL and setup steps.

mcp.tc/i/mortgage-tools-by-jenny

About

Canadian mortgage calculators in CAD that work only from figures the user supplies. They compare renewal offers, model extra payments and lump sums, weigh breaking a mortgage against staying, and compare debt consolidation scenarios. A guide tool returns short preparation guides written for Ontario. Results are educational scenarios, not advice, approval or a lender quote.

The tools do not search or predict rates, calculate a penalty, check qualification, or model new borrowing. Runs as a hosted streamable HTTP endpoint. No sign-in, account or API key is needed.

What you can do

  • Find missing facts before comparing mortgage scenarios
  • Compare two or three renewal offers over a common horizon
  • Model extra payments and up to 50 lump sums
  • Compare breaking a mortgage with staying, using a lender-quoted penalty
  • Compare debt consolidation into a mortgage
  • Read short Ontario mortgage preparation guides

Tools 6

  • diagnose_mortgage_comparisonRead-only

    Lists missing mortgage facts in priority order and up to three questions to ask.

  • compare_renewal_offersRead-only

    Compares two or three renewal or switch offers for the same balance over a common horizon.

  • plan_mortgage_prepaymentsRead-only

    Models higher payments, recurring extras or lump sums against the base mortgage.

  • compare_break_or_stayRead-only

    Compares keeping a mortgage with a replacement offer, counting the lender-quoted penalty.

  • compare_debt_consolidationRead-only

    Compares keeping debts, consolidating at minimum payment, or consolidating at the same budget.

  • get_mortgage_guideRead-only

    Returns a short dated Ontario mortgage preparation guide on a supported topic.

Read from the live server on 24 Oct 2026. Read-only, Writes and Can delete are hints the server declares; your client decides whether to ask before running a tool.

Example prompts

  • Compare my two mortgage renewal offers. Ask me for any figure you still need.

  • What happens if I add a $10,000 lump sum to my mortgage each year?

  • Should I break my mortgage early to take a lower rate? My lender quoted a penalty.

  • Compare rolling my credit card and car loan into my mortgage.

Set up

Every client connects to mcp.jenny.mortgage. Pick yours; the page remembers your choice.

Claude Code

  1. Run this in a terminal, in your project folder:
claude mcp add --transport http mortgage-tools-by-jenny https://mcp.jenny.mortgage/mcp
  1. Start Claude Code and type /mcp. mortgage-tools-by-jenny should show as connected.

Add --scope user to make it available in every project, not just this one.

Claude Desktop

  1. Open Customize → Connectors, click + Add, then Add custom connector.
  2. Name it Mortgage Tools by Jenny and paste this URL:
https://mcp.jenny.mortgage/mcp
  1. Click Add. Its tools appear in the chat’s tools menu.

Claude Desktop’s JSON config file only starts local servers. Remote servers go through Connectors, and connectors you add on claude.ai show up here too.

claude.ai

  1. Open the connector form on claude.ai. This button fills in the name and URL for you:
  1. Check that the URL reads https://mcp.jenny.mortgage/mcp and click Add.
  2. Turn it on in a chat from the tools menu.

Free plans allow one custom connector. On Team and Enterprise plans an owner adds it under Organization settings → Connectors.

ChatGPT

  1. On chatgpt.com, open Settings → Security and login and turn on Developer mode.
  2. Go to chatgpt.com/plugins and click + to create an app for a remote MCP server.
  3. Paste https://mcp.jenny.mortgage/mcp as the server URL and choose No authentication.

Developer mode is available on the web for Plus, Pro, Business, Enterprise and Education accounts.

Cursor

Or add it by hand to ~/.cursor/mcp.json (all projects) or .cursor/mcp.json (this project):

mcp.json
{
  "mcpServers": {
    "mortgage-tools-by-jenny": {
      "url": "https://mcp.jenny.mortgage/mcp"
    }
  }
}

VS Code

Or from a terminal:

code --add-mcp '{"name":"mortgage-tools-by-jenny","type":"http","url":"https://mcp.jenny.mortgage/mcp"}'

Or commit it to the repo in .vscode/mcp.json:

.vscode/mcp.json
{
  "servers": {
    "mortgage-tools-by-jenny": {
      "type": "http",
      "url": "https://mcp.jenny.mortgage/mcp"
    }
  }
}

Devin Desktop

  1. Add it to ~/.config/devin/mcp_config.json (macOS and Linux) or %APPDATA%\devin\mcp_config.json (Windows):
mcp_config.json
{
  "mcpServers": {
    "mortgage-tools-by-jenny": {
      "serverUrl": "https://mcp.jenny.mortgage/mcp"
    }
  }
}
  1. Refresh the MCP server list in Cascade.

Devin Desktop is the new name for Windsurf. It reads serverUrl (or url) for remote servers.

Codex

codex mcp add mortgage-tools-by-jenny --url https://mcp.jenny.mortgage/mcp

Or edit ~/.codex/config.toml directly:

config.toml
[mcp_servers.mortgage-tools-by-jenny]
url = "https://mcp.jenny.mortgage/mcp"

Gemini CLI

gemini mcp add --transport http mortgage-tools-by-jenny https://mcp.jenny.mortgage/mcp

This adds it to the current project. Add -s user to use it everywhere.

Any client

Most clients accept this shape. Some name the URL field differently: serverUrl in Devin Desktop, httpUrl in Gemini CLI’s settings file.

{
  "mcpServers": {
    "mortgage-tools-by-jenny": {
      "type": "http",
      "url": "https://mcp.jenny.mortgage/mcp"
    }
  }
}

Zed puts servers under context_servers in its settings. Cline needs "type": "streamableHttp", or it assumes SSE.

Client only starts local servers? Bridge it with npx -y mcp-remote https://mcp.jenny.mortgage/mcp.

Embed

Show Mortgage Tools by Jenny in a README or on your site. Each embed links to this page, uses the server’s own URL, and sets no cookies. How embeds work

The card, the iframe and the JSON are in English. Add ?lang=it, fr, de or es to their address for another language.

README badge

Badge preview, lightBadge preview, dark
Markdown
[![Mortgage Tools by Jenny on mcp.tc](https://mcp.tc/i/mortgage-tools-by-jenny/badge.svg)](https://mcp.tc/i/mortgage-tools-by-jenny)
HTML
<a href="https://mcp.tc/i/mortgage-tools-by-jenny"><img src="https://mcp.tc/i/mortgage-tools-by-jenny/badge.svg" alt="Mortgage Tools by Jenny on mcp.tc" height="20"></a>

It follows the reader’s light or dark mode. Add ?theme=light or ?theme=dark to fix it, or ?style=compact to show the mark without the word.

Website card

HTML
<script src="https://mcp.tc/w/mortgage-tools-by-jenny.js" async></script>

The card appears where the tag is. Add data-theme="dark" or data-size="compact" to the tag to change it. The file holds everything it needs, so it makes no other requests and sets no cookies.

iframe

HTML
<iframe src="https://mcp.tc/embed/mortgage-tools-by-jenny" title="Mortgage Tools by Jenny on mcp.tc" width="420" height="200" loading="lazy" allow="clipboard-write" style="border:0;border-radius:8px;max-width:100%"></iframe>

Use it on pages that don’t allow scripts. Add ?theme=light or ?theme=dark to the address to fix the colors.

JSON

The listing as data for your own pages and tools: name, tagline, the server’s own URL, tools and the “Add to” links. Any site can read it (CORS is open).

https://mcp.tc/i/mortgage-tools-by-jenny.json

What each field means

AI prompt

Paste this into an AI coding assistant, such as Claude Code or Cursor, and it adds the Mortgage Tools by Jenny card to your site.

Markdown
Add the mcp.tc card for Mortgage Tools by Jenny, an MCP server, to my website. It is one static script: no build step, no package to install, no cookies.

Put this tag where the card should appear. The card renders right before it:

```html
<script src="https://mcp.tc/w/mortgage-tools-by-jenny.js" async></script>
```

To show the card somewhere else, put this placeholder there and load the same script once, for example before `</body>`. Keep the link inside: visitors without JavaScript see it.

```html
<div data-mcptc="mortgage-tools-by-jenny"><a href="https://mcp.tc/i/mortgage-tools-by-jenny">Mortgage Tools by Jenny on mcp.tc</a></div>
```

Options:
- `data-theme="light"` or `"dark"` on the tag or the placeholder fixes the colors. Without it, the card follows the visitor’s light or dark mode.
- `data-size="compact"` gives a smaller card without the tagline.
- The CSS variable `--mcptc-max-width` on the placeholder or a parent sets the width (default `520px`).
- `?lang=` on the script URL sets the card’s language: `en`, `it`, `fr`, `de` or `es`.

If the site has a Content Security Policy, allow `script-src https://mcp.tc` and `img-src data:` (the icon is inline).

For a README or other Markdown docs, use the badge instead:

```markdown
[![Mortgage Tools by Jenny on mcp.tc](https://mcp.tc/i/mortgage-tools-by-jenny/badge.svg)](https://mcp.tc/i/mortgage-tools-by-jenny)
```

Reference: https://mcp.tc/embed

Change history

We read this server’s tool list every 3 hours and record what changes. Last read 25 Oct 2026, 02:35 UTC.

Follow Mortgage Tools by Jenny and we’ll email you when something changes.

  1. , Automatic check

    Tracking started: 6 tools.

FAQ

Can I paste mcp.tc/i/mortgage-tools-by-jenny into my MCP client?

No. mcp.tc links are pages, not server addresses. Connect with https://mcp.jenny.mortgage/mcp, so your client talks to Mortgage Tools by Jenny directly. The quick link is for sharing: it opens this page, with setup steps for every client.

Does Mortgage Tools by Jenny need an API key or a sign-in?

No. Mortgage Tools by Jenny doesn’t ask for an account or key.

Is Mortgage Tools by Jenny a remote or a local server?

Remote. Jenny Tate hosts it at https://mcp.jenny.mortgage/mcp, and it speaks Streamable HTTP. There’s nothing to install.

What can Mortgage Tools by Jenny do?

It has 6 tools, including diagnose_mortgage_comparison, compare_renewal_offers and plan_mortgage_prepayments. You can find missing facts before comparing mortgage scenarios, compare two or three renewal offers over a common horizon and model extra payments and up to 50 lump sums.

Which clients can use it?

Any client that supports remote MCP servers: Claude Code, Claude Desktop, claude.ai, ChatGPT in developer mode, Cursor, VS Code, Devin Desktop, Codex, Gemini CLI, Zed and others. The setup steps cover each one.

Does mcp.tc track changes to Mortgage Tools by Jenny?

Yes. Mortgage Tools by Jenny’s History tab shows each change we find to its tools, down to descriptions and parameters, plus new versions and edits by its owner. Follow the listing to get an email when it changes.

Who wrote this page?

mcp.tc’s robot read Mortgage Tools by Jenny’s own metadata (its MCP handshake, tool list and public pages), and an AI model drafted the text from it. A person reviews anything the checks can’t confirm. The text can still be wrong, so if you spot a mistake, use Report this listing on this page.

mcp.tc isn’t affiliated with Jenny Tate. This page was built from Mortgage Tools by Jenny’s public metadata, last checked on 24 Oct 2026, and an AI model wrote the description, so it can be wrong. Names and marks belong to their owners. Something off? Report this listing.