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Truo

MCP server by Truo

Ask Claude or ChatGPT about your Australian bank transactions using read-only open banking (CDR) data.

OAuth sign-in (You sign in with the vendor the first time you connect)Streamable HTTP

Connect to Truo

Truo needs sign-in. Connect with its own URL:

https://connect.truo.com.au/mcp

Your client opens Truo’s sign-in the first time you use it. The token stays between your client and Truo.

Share this server

Opens this page, with the URL and setup steps.

mcp.tc/i/truo

About

Truo connects an AI assistant to a household's Australian bank data shared through the Consumer Data Right (CDR). The assistant can answer questions about spending, upcoming payments and savings from the user's own transactions, draw charts, build a chart of accounts and export history to Excel or CSV. Access to the bank is read-only.

It runs as a hosted streamable HTTP endpoint. Users sign in with a Truo account through OAuth, connect their bank through open banking, and need an active Truo subscription (7-day free trial, then paid). After adding Truo to the assistant, they must also approve access on the Apps page of their Truo account.

What you can do

  • Query bank transactions row by row
  • Answer where money went in a given period
  • Chart spending and income over months
  • Export transaction history to Excel or CSV
  • Manage a household chart of accounts
  • Save and correct loans you tell Truo about

Tools

Truo lists its tools only after you sign in, so we can’t show them here. Your client lists them once you’re connected.

Example prompts

  • Where did my money go this month?

  • What payments are coming up?

  • Am I saving more than last month?

  • Draw me a chart of my spending for the last six months

Set up

Every client connects to connect.truo.com.au, and Truo asks you to sign in the first time. Pick yours; the page remembers your choice.

Claude Code

  1. Run this in a terminal, in your project folder:
claude mcp add --transport http truo https://connect.truo.com.au/mcp
  1. Start Claude Code, type /mcp, pick truo and choose Authenticate. A browser window opens for the Truo sign-in.

Add --scope user to make it available in every project, not just this one.

Claude Desktop

  1. Open Customize → Connectors, click + Add, then Add custom connector.
  2. Name it Truo and paste this URL:
https://connect.truo.com.au/mcp
  1. Click Add, then Connect, and sign in when Truo asks.

Claude Desktop’s JSON config file only starts local servers. Remote servers go through Connectors, and connectors you add on claude.ai show up here too.

claude.ai

  1. Open the connector form on claude.ai. This button fills in the name and URL for you:
  1. Check that the URL reads https://connect.truo.com.au/mcp and click Add.
  2. Click Connect and sign in when Truo asks.

Free plans allow one custom connector. On Team and Enterprise plans an owner adds it under Organization settings → Connectors.

ChatGPT

  1. On chatgpt.com, go to Plugins, select +, then Add custom MCP server.
  2. Enter a name for the server.
  3. Under Connection, paste https://connect.truo.com.au/mcp as the server URL, then for authentication choose OAuth. ChatGPT sends you to Truo to sign in.
  4. Check I understand and want to continue, then select Create as a plugin.

Whether you can add a custom MCP server depends on your ChatGPT plan and your workspace permissions (in Business workspaces, admins and owners can).

Cursor

Or add it by hand to ~/.cursor/mcp.json (all projects) or .cursor/mcp.json (this project):

mcp.json
{
  "mcpServers": {
    "truo": {
      "url": "https://connect.truo.com.au/mcp"
    }
  }
}

Cursor shows Needs authentication next to the server. Click the button beside it to sign in.

VS Code

Or from a terminal:

code --add-mcp '{"name":"truo","type":"http","url":"https://connect.truo.com.au/mcp"}'

Or commit it to the repo in .vscode/mcp.json:

.vscode/mcp.json
{
  "servers": {
    "truo": {
      "type": "http",
      "url": "https://connect.truo.com.au/mcp"
    }
  }
}

VS Code asks you to sign in the first time the server starts.

Devin Desktop

  1. Add it to ~/.config/devin/mcp_config.json (macOS and Linux) or %APPDATA%\devin\mcp_config.json (Windows):
mcp_config.json
{
  "mcpServers": {
    "truo": {
      "serverUrl": "https://connect.truo.com.au/mcp"
    }
  }
}
  1. Refresh the MCP server list in Cascade and sign in when asked.

Devin Desktop is the new name for Windsurf. It reads serverUrl (or url) for remote servers.

Codex

codex mcp add truo --url https://connect.truo.com.au/mcp
codex mcp login truo

Or edit ~/.codex/config.toml directly:

config.toml
[mcp_servers.truo]
url = "https://connect.truo.com.au/mcp"

Gemini CLI

gemini mcp add --transport http truo https://connect.truo.com.au/mcp

Then, inside Gemini CLI, run /mcp auth truo to sign in.

This adds it to the current project. Add -s user to use it everywhere.

Any client

Most clients accept this shape. Some name the URL field differently: serverUrl in Devin Desktop, httpUrl in Gemini CLI’s settings file.

{
  "mcpServers": {
    "truo": {
      "type": "http",
      "url": "https://connect.truo.com.au/mcp"
    }
  }
}

Zed puts servers under context_servers in its settings. Cline needs "type": "streamableHttp", or it assumes SSE.

Client only starts local servers? Bridge it with npx -y mcp-remote https://connect.truo.com.au/mcp.

Embed

Show Truo in a README or on your site. Each embed links to this page, uses the server’s own URL, and sets no cookies. How embeds work

The card, the iframe and the JSON are in English. Add ?lang=it, fr, de or es to their address for another language.

README badge

Badge preview, lightBadge preview, dark
Markdown
[![Truo on mcp.tc](https://mcp.tc/i/truo/badge.svg)](https://mcp.tc/i/truo)
HTML
<a href="https://mcp.tc/i/truo"><img src="https://mcp.tc/i/truo/badge.svg" alt="Truo on mcp.tc" height="20"></a>

It follows the reader’s light or dark mode. Add ?theme=light or ?theme=dark to fix it, or ?style=compact to show the mark without the word.

Website card

HTML
<script src="https://mcp.tc/w/truo.js" async></script>

The card appears where the tag is. Add data-theme="dark" or data-size="compact" to the tag to change it. The file holds everything it needs, so it makes no other requests and sets no cookies.

iframe

HTML
<iframe src="https://mcp.tc/embed/truo" title="Truo on mcp.tc" width="420" height="200" loading="lazy" allow="clipboard-write" style="border:0;border-radius:8px;max-width:100%"></iframe>

Use it on pages that don’t allow scripts. Add ?theme=light or ?theme=dark to the address to fix the colors.

JSON

The listing as data for your own pages and tools: name, tagline, the server’s own URL, tools and the “Add to” links. Any site can read it (CORS is open).

https://mcp.tc/i/truo.json

What each field means

AI prompt

Paste this into an AI coding assistant, such as Claude Code or Cursor, and it adds the Truo card to your site.

Markdown
Add the mcp.tc card for Truo, an MCP server, to my website. It is one static script: no build step, no package to install, no cookies.

Put this tag where the card should appear. The card renders right before it:

```html
<script src="https://mcp.tc/w/truo.js" async></script>
```

To show the card somewhere else, put this placeholder there and load the same script once, for example before `</body>`. Keep the link inside: visitors without JavaScript see it.

```html
<div data-mcptc="truo"><a href="https://mcp.tc/i/truo">Truo on mcp.tc</a></div>
```

Options:
- `data-theme="light"` or `"dark"` on the tag or the placeholder fixes the colors. Without it, the card follows the visitor’s light or dark mode.
- `data-size="compact"` gives a smaller card without the tagline.
- The CSS variable `--mcptc-max-width` on the placeholder or a parent sets the width (default `520px`).
- `?lang=` on the script URL sets the card’s language: `en`, `it`, `fr`, `de` or `es`.

If the site has a Content Security Policy, allow `script-src https://mcp.tc` and `img-src data:` (the icon is inline).

For a README or other Markdown docs, use the badge instead:

```markdown
[![Truo on mcp.tc](https://mcp.tc/i/truo/badge.svg)](https://mcp.tc/i/truo)
```

Reference: https://mcp.tc/embed

Change history

Its tools are behind a sign-in, so we can’t read them. Edits by its owner show up here.

Follow Truo and we’ll email you when something changes.

Nothing recorded yet. Edits by the server’s owner will show up here.

FAQ

Can I paste mcp.tc/i/truo into my MCP client?

No. mcp.tc links are pages, not server addresses. Connect with https://connect.truo.com.au/mcp, so your client talks to Truo directly. The sign-in token only works there anyway. The quick link is for sharing: it opens this page, with setup steps for every client.

Does Truo need an API key or a sign-in?

Yes, you need a Truo account. The first time your client connects, it opens Truo’s sign-in page. The token goes straight to the server’s own URL, never through mcp.tc.

Is Truo a remote or a local server?

Remote. Truo hosts it at https://connect.truo.com.au/mcp, and it speaks Streamable HTTP. There’s nothing to install.

What can Truo do?

You can query bank transactions row by row, answer where money went in a given period and chart spending and income over months.

Which clients can use it?

Any client that supports remote MCP servers: Claude Code, Claude Desktop, claude.ai, ChatGPT, Cursor, VS Code, Devin Desktop, Codex, Gemini CLI, Zed and others. The setup steps cover each one.

Does mcp.tc track changes to Truo?

Partly. Truo’s tools are behind a sign-in, so its History tab shows only edits by its owner. Follow the listing to get an email when it changes.

Who wrote this page?

mcp.tc’s robot read Truo’s own metadata (its MCP handshake, tool list and public pages), and an AI model drafted the text from it. A person reviews anything the checks can’t confirm. The text can still be wrong, so if you spot a mistake, use Report this listing on this page.

mcp.tc isn’t affiliated with Truo. This page was built from Truo’s public metadata, last checked on 15 Nov 2026, and an AI model wrote the description, so it can be wrong. Names and marks belong to their owners. Something off? Report this listing.